Based right here in Brighton, Navigator Broking helps Bayside families, upgraders, downsizers and investors secure the right loan — with access to 60+ lenders and personal service from director Santino Marinelli. Local knowledge, market-wide options.
Brighton median house price
Lenders compared for you
Local — based in Brighton
Cost to you — lender pays
One of Melbourne's most valuable markets needs a broker who works at this level every day
Brighton is consistently among Melbourne's most valuable suburbs, with a median house price around $3.5M–$4.0M. At these price points, the loan is rarely "standard" — larger borrowing, self-employed or company income, share portfolios, existing investment debt and high-net-worth structuring are the norm, not the exception. A retail bank branch isn't built for this; a specialist broker is.
As a Bayside local, Santino works alongside the agents, valuers and conveyancers who operate across Brighton, Hampton and Sandringham every week. That means realistic borrowing capacity from day one, valuations that hold up, and a settlement timeline you can actually plan a purchase around — whether you're upgrading along the foreshore, downsizing within the suburb, or adding to a property portfolio.
Local presence, market-wide choice
No call centre, no interstate processing team. You deal directly with Santino, a Brighton local who knows the streets, the schools and the market you're buying into.
We compare the whole market and structure the loan around your goals — and under Best Interests Duty we're legally bound to put your interests first.
Self-employed, company directors, medical professionals and high-net-worth families — the exact profiles that make mainstream lenders nervous are our specialty.
The lender pays the broker on settlement, so our advice and ongoing service cost you nothing.
From first finance through to your next portfolio purchase
Pre-approval and purchase finance for upgraders and downsizers in a high-value market, with borrowing capacity you can trust before you bid. Investment options too.
Review your current rate and structure — many Bayside borrowers are overpaying. See how refinancing works.
Specialist lending for doctors and professionals, including LMI waivers. Medical professional loans.
Company directors, business owners and high-net-worth families with complex income. High-net-worth lending.
A single bank only offers its own products. As a Brighton-based broker with access to 60+ lenders, we compare the market, structure the loan around your situation and manage the application end to end — at no cost to you.
With a median house price around $3.5M–$4.0M, most local files involve larger loans, upgraders and downsizers, self-employed or complex income, investment property and high-net-worth structuring — exactly what bank branches handle poorly.
No. The lender pays the broker on settlement, so our service is free to you. Under Best Interests Duty we're legally required to act in your best interests, not the lender's.
Yes. We're based in Brighton but service the whole Bayside region and greater Melbourne — Hampton, Sandringham, Brighton East, Bentleigh, Black Rock, Beaumaris, Elwood, Middle Park, Albert Park and beyond.
Book a no-obligation chat with Santino — local, market-wide, and free to you.
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