From the Hampton Street village to the foreshore, Navigator Broking helps local families upgrading, downsizers staying close to home, and self-employed professionals get the right loan — 60+ lenders compared and personal service from director Santino Marinelli, just up the road in Brighton.
Hampton median house price
Lenders compared for you
Local — minutes from Hampton
Cost to you — lender pays
A village-and-beach suburb where most buyers are upgrading, downsizing or self-employed — not your average loan
Hampton has a real village feel — the Hampton Street shopping strip, the cafes, the beach and foreshore on your doorstep. It draws a distinct mix of buyers: young families trading up into more space while staying close to the schools and the beach, and long-time locals downsizing without leaving the suburb they love. With a median house price of around $2.3M, very few of these purchases are a simple, salaried, tick-the-box loan.
A lot of Hampton's buyers are self-employed professionals and business owners, or families stretching to fund a renovation on a period home. Those scenarios — variable income, an extension or knock-down-rebuild, bridging between selling and buying — are exactly where a bank branch struggles and a broker adds value. Santino is based a few minutes away in Brighton and works the same Bayside agents, valuers and conveyancers week in, week out, so you get a borrowing figure that's real, valuations that stand up, and a settlement timeline you can plan a move around.
On your doorstep, with the whole market behind you
You won't be routed to an interstate processing team. You deal with Santino directly — a Brighton local who knows Hampton Street, the foreshore and the streets you're buying in.
Instead of one bank's menu, we weigh up the whole market and shape the loan around your plans — and Best Interests Duty legally binds us to put you first.
Business owners, company directors and families upgrading or renovating — the income and structuring that gives mainstream lenders cold feet is our everyday work.
The lender pays the broker once the loan settles, so our advice and the service that follows won't cost you a cent.
From upgrading the family home to your next renovation or investment
Pre-approval and purchase finance for families trading up near the village and the beach, with a borrowing figure you can bid on with confidence. Investment options too.
Restructure your loan to fund a period-home renovation or simply stop overpaying on your current rate. See how refinancing works.
Specialist lending for doctors and professionals, including LMI waivers. Medical professional loans.
Sole traders, company directors and business owners with variable income that branches misread. Self-employed solutions.
Your bank can only sell its own loans. Navigator Broking is a Bayside broker with access to 60+ lenders, so we shop the whole market for you, build the loan around your circumstances, and run the application from approval to settlement. There's no cost to you — the lender pays the broker.
Hampton's median house price is around $2.3M, and a lot of local activity is families upgrading to a bigger home near the Hampton Street strip, downsizers staying in the suburb, and self-employed professionals. Renovation and period-home finance is common too. These aren't cookie-cutter loans, which is where a specialist broker earns their keep.
No fee. The lender pays us a commission once your loan settles, so the service is free to you. And because we operate under Best Interests Duty, we're legally obligated to recommend what's right for you — not what pays us most.
Absolutely. We're based in Brighton, a few minutes from Hampton, and we look after the whole Bayside and greater Melbourne area — Sandringham, Brighton, Brighton East, Bentleigh, Black Rock, Beaumaris, Elwood, Middle Park, Albert Park and further afield.
Book a no-obligation chat with Santino — local, market-wide, and free to you.
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